Talking about our finances is one of the UK ‘s least favourite topics. Today marks the start of National Talk Money, Talk Pensions Week to try to get everyone opening up about their money.
Familiar non-descript phrases like:
- It wasn’t very expensive, or
- It cost a fortune, or
- I make just enough money, or
- I can’t afford it
…don’t help us to talk about money.
When someone says one of the above phrases, if you want to know details, you have to ask outright, what do you mean by expensive? How much is a fortune? Exactly how much money do you make? Why can you not afford it? What is your financial position? I bet some of you are already feeling uncomfortable with the questions. Culturally in the UK, we tend to think that talking about money is rude or vulgar and therefore skirt around financial issues.
The aim of Talk Money, Talk Pensions week is to break down this taboo of talking about money and to get people opening up to each other about how they manage their finances and what their plans are for the future.
When more people open up about their finances, talking about money becomes more acceptable. If speaking about money becomes more acceptable, then people would not feel the need to hide financial information. This, in turn, could go some way towards alleviating debt. It’s educational to talk openly about financial experiences. It allows others to learn from that experience. Take a product for example. If no-one shared their opinion, there would be no reviews.
When everyone shares, everyone learns.
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